Monday, August 17, 2009

Credit Repair Secrets

www.addicted2credit.com Don't believe the hype. We are not heading for a recession. We are in a recession. Right now, your credit is all you have. If your credit is not where it should be, please watch this video. Or visit http
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Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Sunday, August 16, 2009

Credit Repair Agencies: Their Real Intentions (Scam)

www.37daystocleancredit.com We are know that credit repair agencies are scams. Now, let's look at their business model and why it's flawed and their best interest is NOT to help repair your credit, but to put money in their pocket.
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Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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TRW Credit Group - Score Went Up 82 Points in 60 Days (WOW!) - www.StartMyCreditRepair.com

In this 5 minute video, I'll show you my wife's actual credit score. It went from 604 to 686 in 60 Days. I think it will go even higher the next 60 days. Visit www.StartMyCreditRepair.com
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Saturday, August 15, 2009

Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Credit Repair That Works! Waterfield Credit

Waterfield Credit - America's most trusted credit repair company, was on Channel 8 NBC in Tampa FL. Teaching people how to fix credit and repair their own credit reports. This is not a funny video. Millions of people are Ranking this video, The Top video on youtube because credit is very important! How do you fix your own credit? www.waterfieldcredit.com or www.eatmydebt.com check them out. Call Drew and his company today to get your life on track. Gayle is a very attractive woman ...
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Friday, August 14, 2009

Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Thursday, August 13, 2009

Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Tuesday, August 11, 2009

Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Monday, August 10, 2009

Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Sunday, August 9, 2009

Credit Repair, Grants, Working

www.kazzoom.com www.capitalpublications.com http www.merchantamerica.com www.government-grants-applications.com http www.governmentjobcenter.org http www.federal-auctions.com http www.kazzoom.com Visit here and make your future bright
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Secret Credit Repair Techniques!

I will explain 3 secret ninja methods that you can use "right now" to repair YOUR OWN credit that every credit repair company(except for mine) will deny and chances are they don't even know about them.
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Saturday, August 8, 2009

Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Friday, August 7, 2009

Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Credit Repair Case Study: How I deleted 1 judgment & 1 charge off with 1 letter

www.37daystocleancredit.com In this video I sow you REAL proof on how I deleted 1 judgment and 1 charge off my credit report with 1 letter. You'll see the exact letter Transunion sent me.
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Thursday, August 6, 2009

Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Wednesday, August 5, 2009

repair-credit-fast-8-secrets-intro

8 secrets to a 680 credit score.... Stop debt collectors...and credit bureaus...and credit repair companies from trapping you in bad credit. Improve your credit scores fast.
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Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Monday, August 3, 2009

Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Free Credit Report Commercial - All 5 - With Lyrics

LYRICS Rock star Rap: When you're a rock star You get to party hard Champagne and caviar Tricked-out exotic cars It's just how I thought it'd be 'cept the party's not for me 'Cause some punk opened a credit card with my ID Free What? (free credit!) report dot com (I said it!) That's the site I'm gonna hit when I go home They know how credit works They send email alerts Now I'm finding out how bad reality hurts Bike: Check it out, gas prices blowing up sky high Ditched my used subcompact for ...
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Sunday, August 2, 2009

Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Quick Fix Credit Repair: What to Know to Protect Yourself and Your Credit Report

Be Warned: Quick Fix Credit Repair is No Fix at All

Today, anyone who has tried to buy furniture, an automobile, or especially a house, knows how important a good credit score is. A difference of only 100 points on your FICO credit score can determine  whether you qualify for an A or B loan, which can be the difference between several thousands of dollars. In our hurried society, most people look for a quick fix to repair their credit reports to get the best deal for their money. Be warned, however, there are several scams that offer a quick route to change your credit score. At best, these offers are shady, and at worse, some are downright illegal.

First, remember the old adage, "if something sounds too good to be true, it probably is." This is especially true with quick fix credit repair. Your credit report is a snapshot of your past credit performance. Companies reporting to the credit agencies are required to be as accurate as possible, and mistakes do happen. However, if you have made credit mistakes, no law firm or company can have those items removed from your credit report. In general, bad credit remains on your report for up to seven years, with Chapter 7 and Chapter 13 bankruptcies reporting up to ten years. You can, however, write to the three major credit reporting agencies, Equifax, Experion, and TransUnion, and have a letter attached to your credit file explaining the circumstances surrounding the bruises on your credit report. This does not change your credit score, but at least gives potential creditors an explanation they can take into consideration. If there are true inaccuracies on your credit report, you can write to the three major credit reporting agencies and dispute these items. This is something you can do yourself and does not require a third party. www.Equifax.com is a good place to look for further information regarding this process, and is very user friendly.


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Saturday, August 1, 2009

No Longer Bad Credit Student Now Credit Repair Raider Owner!

You now ask what sort of things that you can get benefits from by having a good credit report. Firstly, a good credit report can increase your probabilities of getting the loan you sign up for and second, itll help you to get certain roles and programs that may need good credit history. These are the 2 important reasons why you want good credit history. However, if you are tormented with bad credit score during the past, you now ask how its possible for you to get good credit history again ...
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